Transformation to Financial Peace

“I feel empowered and confident.”

“It has been a wonderful reset and new chapter for us.”

“I am releasing fear around money.”

“Made me feel more in control and not so helpless.”

When Chris Martenson, Rev. Jaci Smith Patman, and I first started talking about hosting the Dave Ramsey Financial Peace University (FPU) program here at BelPres, I will be honest and say that my focus was on the congregation and how we could help others.

While this clearly happened (see comments from attendees at the start and end of this article), what I didn’t expect was how transformative it would be even in my own personal life.

You would think with two accounting degrees and a MBA between us, that my husband and I would have our personal finances all figured out.

But this class is simply for everyone.

Two of the lines that Dave Ramsey said in class were:

“Personal finance is 20% head knowledge and 80% behavior,” and “Tell your money where to go instead of wondering where it went.”

These comments really hit home for my husband, Eric, and me. As DINKs (dual income, no kids), we had been mindlessly spending and wondered where our money went every month.  Through the encouragement of the FPU program, we started budgeting every month as a couple.

This helped us know where our money was going and more importantly, to make better choices as to where we wanted our money to go. We are now making much more informed, different choices with our money every day from what we learned at FPU.

Eric even went so far as to cut up his credit card since it was a vehicle for him to mindlessly spend.  I was shocked as just an hour before the class in which we had that opportunity to cut cards, we talked about whether or not we would be cutting up our cards and we didn›t think we would. Much to my surprise, when our group passed around the scissors, Eric was the first person to cut up his card! His face was filled with joy and he kept telling me how peaceful he felt after taking that big step.

The class provided us the opportunity to learn and discuss various personal financial topics in a safe environment, which has been transformative for us as a couple.

We were not the only people that were transformed through this class. We have heard from many others that this has been life changing for them as well. Here are a few comments, in addition to those at the beginning of this article, of what others have shared:

“FPU has really helped me to be less fearful about money and to see myself as a steward of what God has given me.”

“This class gave me a game plan for how to get started moving from living paycheck to paycheck to having savings and a plan.”

“This has had a big impact on the way we deal with money on a daily basis.”

“It provided a framework to talk about money, a topic that had been very difficult for us to discuss.”

“My spouse is agnostic and came grudgingly. Said they might not attend all of the classes. But they enjoyed it, especially the small group sharing and discussion and came willingly to every class.”

“Thank you for giving me financial peace. I’ve had a lot of anxiety about money and our finances and this really helped.”

“Got my husband and me on the ‘same page’ about money. It was a nice date night.”

“I am a widow in my 80›s.  I am very grateful for what I have learned. This is the first time in my life that I will be able to have a budget. This class convinced me to pay cash only. I cut up all my credit cards except my debit card and all debts including my mortgage are now paid. Thank you!”

Thank you, BelPres, for making it possible for us to host the Financial Peace course here on campus. It has been a joy for me as a staff member and congregant to see the transformation in my own marriage as well as in the lives of others.

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